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April 24 2012 3 24 /04 /April /2012 16:34

Ok, so its a pretend picture, but isn't it gorgeous!!

If only they did make it, but with Apple's share price collapsing now having peaked after huge growth, I think its unlikely their tech expansion will continue at the amazing rate it has in past years

  Of course we can always hope!
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April 21 2012 7 21 /04 /April /2012 03:48

A compilation of tips on buying and selling commercial real-estate makes for a great beginning point for someone just starting out. Reading this article will help you become successful with your real estate dealings.

You should consult with a reputable lawyer before closing on any commercial real estate property transaction. If something suddenly comes up and causes problems you will need to have someone on your side who can clear you of any wrong-doing.

Borrowers are required to order the appraisal in commercial loans. The bank will disallow any appraisals ordered by other people. So, cover all your tracks and make sure you are the one who orders the appraisal.

Look into any potential environmental problems before you buy. For example, if the property you are considering has any hazardous waste material on it, or has in the past, that can cause problems. Regardless of whether or not you caused the problem, as the landowner it is your responsibility to fix it.

Try feng shui in your home office as well as commercial real estate buildings. Feng shui is a tactic that buyers enjoy, as it removes clutter and opens up space.

Understand that properties won't just sustain themselves. If you ignore this, it could cause you to spend more than you had planned keeping up the property. The property might need a more modern roof and electrical system. All building need this kind of care. However, some may need more upkeep than others. It is important to formulate a long-term approach for managing these types of repairs.

When purchasing commercial real estate, try to look at opportunities that allow you to buy bigger. The thinking behind this is that if you have been able to get the financing and deal done on a property with five units you rent out, then you can handle a property with ten or even twenty units and get a lower average unit price.

When you are a new investor, it is best to focus on one type of investment at a time. Decide on one property type and educate yourself about the best way to handle it. You want to be an ace investor in one property type rather than just OK at many different types.

Before you talk about a lease in commercial real estate, make sure to lower anything that might be thought of as events of default, wherever possible. Decreasing these will prevent tenants from performing a default on the lease after your negotiations. You want to avoid any circumstances that could lead to this occurrence.

When searching for a commercial real estate broker, ask about their primary source of income. Honest brokers will be open about this, so you can tell if your interests will be at odds. Once you understand how the broker profits from the transaction, you can choose one whose profit centers align with your business goals.

These tips should get you started on your way to being a successful real estate buyer. With the collection of tips in here that were constructed in order to help you build on your selling and buying skills, you can become that much more successful with commercial real estate.

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April 17 2012 3 17 /04 /April /2012 15:36

The idea of owning commercial real estate can be more than a little exhilarating, but purchasing and managing commercial property can also be complex and demanding. Perhaps you are confused about where to start. Learning everything about commercial property ownership can be overwhelming, but the following article will help you get started.

Try to decrease potential events of defaults before negotiating a lease. So a tenant can't default on a lease they sign with you in this type of situation. Once a default happens, you'll be in big trouble!

Try to find the proper financing first. Commercial lenders and loan products are different than home loans. In some instances, commercial lenders are the better choice. Commercial loans will require a bigger down payment, but if the deal doesn't go as planned, you'll be able to avoid personal liability. Also, banks are often more relaxed and will allow you to borrow the down payment from a partner or a friend.

Size is massively important when you are searching for space for your growing business. Invest in property which allows your business to grow as necessary so you can avoid having to buy another property down the road.

Before you consider leasing or renting, look into whether or not pest control is covered in the lease. In some areas, in particular in areas with known populations of pests, this is a very important concern.

You should always know how to get in touch with emergency maintenance. One way to develop such a list is to ask current commercial investors who they use in the event of an emergency repair. Keep their numbers updated, and know how long it takes them to arrive on average. Work with your landlord to create a contingency plan in the event that an unforeseen disaster occurs; this will allow you to avoid customer service or public relations nightmares.

Those who invest in commercial real estate should be aware that higher-than-usual inflation can wreck and otherwise-good investment. In the past, most leases had various built-in clauses that had their price adjusted to the CPI, which protected those who signed from inflation. However, these days, this is rarely done, which means inflation could hit you where it hurts the most.

Try to aim large when considering commercial real estate property. It doesn't take a lot more work than a smaller location, and it turns a greater profit over a period of time.

Think about any environmental concerns that the property poses. For example, one of the most important environmental concerns that every property owner must deal with is hazardous waste disposal. Failure to remove waste properly can be a huge problem. Regardless of whether or not you caused the problem in the first place, as the landowner it is your responsibility to fix it.

As you may have picked up from this article, there is a lot of work, effort and research that goes into buying and operating commercial property. It is also true that you have to keep at it. Applying the useful advice of this article, you should be well prepared for a successful endeavor in commercial real estate. There are survey companies which offer more information and you can even get paid for taking surveys with some of the providers. Many people even Take Surveys For Money as a real source of revenue and to help them pay the bills.

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April 14 2012 7 14 /04 /April /2012 03:00
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April 9 2012 2 09 /04 /April /2012 03:21

Would you truthfully believe it if you were told that it is possible to open a home business that would allow you to leave your job at some point? The truth is, that many people are trying to sell you on the idea of working from home. It is possible for you to make viable income from home, but it takes time and patience. The tips available here will help you know what is required to own your own business.


Have a normal schedule. Put your working hours on the list so that you will not get burned out. Sometimes you may need to work longer than expected, but it shouldn't be every day. Always make time to hang out with the family, as this is a great stress reliever.


You have to know that a home business requires you to spend a lot of time on the phone. A second phone line just for business can be a saving grace. When your business is not operating, silence the ringer or turn the phone off.


If you search online, you will discover a variety of forums for the home business owner. Look online for discussion groups that center around your area of business or related fields. Finding these conversations can give you some great ideas for improving your own home business.


Remember that you can easily deduct expenses incurred entertaining clients, including things like treating them to dinner during a business meeting. The costs of these meetings are legitimate, tax-deductible business expenses. Be very careful, however, that such meetings are with paying or potential clients, because otherwise meals and entertainment are not tax-deductible expenses.


Keep your lines of communication open and give all consumers the chance to reach you if needed. Establish a database that links your customers to their purchases. It's likely that your response helps people choose whether or not to buy from you, so look for possible connections between customer purchases and what you say and do.


Determine any and all fees for your services up front and stick with them, even when it might be tempting to give people 'deals'. Every business needs to make money in order to succeed, and yours is no exception. Make sure you have strict rules about payments and late fees from the start, or people may take advantage of you.


Be realistic and honest with yourself about what you hope to achieve when you think about starting a home business. Are you offering a good or service that is in demand? Can you run your business on honest principles?


Your business objective should only be a few sentences long and should be included on your site. State what your company focuses on and the things that you want to accomplish. These simple sentences will layout your goals and how you are unique in your chosen business line.


As you have just learned, there are many people trying to sell you on scams. However, as you've learned throughout this article, there are also many common-sense tips and tactics that you can use in order to grow your home business. If you're willing to put in the work, you can certainly be successful.

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April 6 2012 6 06 /04 /April /2012 17:42


MoneyFiling for bankruptcy is a decision that shouldn't be undertaken without a lot of deliberation. It is crucial you educate yourself on the entire bankruptcy filing process. Read the tips listed here for guidance. Research can surely help you even though you have tough decisions coming your way.


List out who you owe money to. The list willbe a fundamental element of your bankruptcy petition, and therefore it is important not to omit anything. Be certain to comb through your financial records to ensure the accuracy of the dollar amounts listed. This process should not be rushed; the numbers should be exact.


Stay in the loop during the bankruptcy process rather than just leaving everything to your lawyer. You need to know what's going on so don't be afraid to ask them questions. Mistakes, while not commonplace, are not impossible. Despite what you may think, lawyers are people too.


File for bankruptcy before your finances get completely out of control. What a lot of people do is ignore the fact that they are in a financial crisis and think that their debt is not going to catch up to them. Debts can get out of control fast. If you're not taking care of these debts, you may be getting into trouble like wage garnishment. The minute you realize that your debts are too big to take care of, contact a bankruptcy attorney to discuss your options.


Those wanting to file for bankruptcy should not give their assets to another person within a year of filing. This will be perceived as an attempt to conceal your assets, and could lead to your case being dismissed. Some assets are not counted by creditors, so they may be safe. No matter what, it isn't acceptable to conceal your assets in this way. You should hold off on filing if you recently engaged in a transfer of assets.


The only way to start improving your credit after bankruptcy is to open a new line of credit. When you have bad credit this can be hard, but there are options available to you like secured credit cards. You will see high rates on these cards, but this is going to be the case with any credit you get at this time. A secured credit card will help to convey that you are serious about rebuilding your credit to potential lenders.


If you are planning to file bankruptcy, avoid taking large cash advances from credit cards thinking that the debt will be erased. If a creditor notices that activity they can constitute it as fraud and sue to have you pay it all back even after your bankruptcy is complete.


If you are sure that bankruptcy is your only option, start learning everything you can about bankruptcy laws for your state. Your future finances are in jeopardy, so you must be prepared and stay proactive by being involved with your attorney and your case. Doing this will guarantee you a more successful outcome and a positive financial future.


As you've read, you can file bankruptcy several ways. Don't let the amount of information overwhelm you! Think carefully about your situation and the tips at hand. By doing so, you can make better choices in regards to bankruptcy.


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